Area X Book

$5 DOWN

​No Credit Needed - They accept all forms of credit - bad credit, no credit, ect). Sure, we’ll ask you to complete a simple application. But then we’ll instantly approve you. We don’t care about your credit score. We understand that life happens. Don't let credit limit your options. Take your items home today with no credit needed! We simply care about providing you with financing that truly works for you. So consider your credit history…history. You don’t have to pay off your financing early, but you certainly can. And if you do, what better way to say thanks than by giving you great financial rewards? $5 DOWN and up to $5000 approval!!!

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Requirements

​ACTIVE CHECKING ACCOUNT
Current bank account that allows ACH drafts, been open for at least 90 days, with no NFSs, excessive overdrafts, or negative balances

90 days of history with your current income ie social security/disability for at least 90 days or employed at the same company for at least 90 days

Income of at least $1000 per month
Credit or debit card to pay initial payment

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What you need to apply

Social Security number or ITIN
Credit card or debit card
Checking account & routing number
Government issued photo ID
Be 18 years or older

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Customer Reviews

See how customers like you feel about the easy finance option

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The financing application was super quick & easy. It only took me a few minutes to fill out and then I was instantly approved! The sales girl filled out the invoice I signed it paid the $5 down and was on my way with my new mattress and furniutre! I would recommend it to anyone looking to get new furniture it's fast easy and 90 days interest free.

-Allen Ross, Gulf Breeze, FL

My credit's less than perfect so I was pleasantly surprised when I got approved for financing. It was a quick, easy, & efficient process. I left the store within 30 mins with delivery scheduled for later that same day! I would recommend this financing to anyone with less than perfect credit that doesn't want to pay everything at once. 

-Amber Treadaway, Pensacola, FL 

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